Lease or Buy?

There are many things to consider when thinking of obtaining equipment. The most important factor is, should you lease or buy the asset? Here are some helpful hints and tips to guide you during this process. We are always here to help you make the best decision for your individual needs.

Visit our website here to learn more about us and how we can make the process of obtaining essential assets a valuable experience.

Helpful Hint or Tip One
How long do you want to keep the equipment?
If you plan to use the equipment for a short period of time(2-3 years), a “true lease” may be the best option. If you don’t want to own the equipment at the end of term, selling it is our problem, not yours. If you decide you want to keep it, that’s fine too.  We can structure a buyout that makes sense.

Helpful Hint or Tip Two
Change: How often does technology change with the asset?
Because some assets become outdated quickly, refreshing equipment every few years may increase efficiencies and cut costs.  This is vital for organizations where technology is crucial for the business to compete at a high level.

Helpful Hint or Tip Three
Financing: True Lease, Capital Lease or Cash?
If you have a never ending supply of cash, we can’t help you.  If you want to conserve your cash balances then leasing is a viable option.  If you know you want to return the equipment and would rather expense than depreciate, a “true lease” may be the most appropriate structure.  If you know you want to own the asset for a longer period of time, yet lock in a low fixed rate, then a capital lease or $1 buyout may be more beneficial.  We can discuss all of the options and figure out what makes sense for you.


Your feedback is very valuable to us. Did you find these tips helpful? What other factors are important to you when you are considering leasing vs. purchasing capital assets? Please respond or call with comments and questions.


Amber Jones

Marketing Manager

OneWorld Business Finance

9420 Research Blvd., Suite 310

Austin, TX 78759

512.458.1300. Ext. 242

512.372.9156 Fax

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